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Terms & Conditions

These Terms of Service constitute the agreement between iTalk and the user of iTalk's communications services and any related products or services. This agreement governs both our service and any iTalk-approved or iTalk-provided devices used with our service. It applies to all lines on each iTalk account.
By subscribing to or using our service, you agree to these Terms of Service

Privacy Policy

Introduction

iTalk is committed to your privacy. We will not trade, sell, or disclose to any third party without your consent. We have set forth this Privacy Policy to explain to you how we collect and use information from our customers who use services and products from iTalk and from visitors to our web sites and from potential customers who have communicated, made contact or interacted with iTalk , both in connection with online and offline services and products offered by iTalk.


Anti-Spyware Policy

iTalk believes that Spyware is a threat to consumer privacy and a consumer's experience online. Therefore, we forbid any iTalk employee, agent, partner, affiliate or contractor from intentionally deploying or using Spyware (as defined in this policy) on behalf of iTalk . Spyware refers to any executable software application that is installed on a user's personal computer and covertly gathers and transmits info through the user's Internet connection without the knowledge or consent of the user. Cookies and web beacons are not considered Spyware. Spyware may gather info, such as e-mail addresses and credit card information, and may even alter personal computer settings. Intentional use of Spyware by any iTalk employee, agent, partner or affiliate on iTalk's behalf will not be tolerated and will be considered grounds for dismissal, contract termination and/or loss of payment.


Use of Information

iTalk will use customer info to market products and services to Customers and Visitors that iTalk believes may be of interest to them, (2) to provide services and products requested by Customers and Visitors and (3) to enable its vendors and contractors to provide and assist iTalk in the marketing and provision of such services and products to iTalk, Customers or Visitors. However, we will not share your credit card information with any third parties unless they are involved in processing payments for services that you have purchased from iTalk. iTalk only works with partners whom we believe maintain high standards with respect to privacy and consumer rights.
iTalk may also use and disclose customer info to investigate and help prevent potentially unlawful activity or activities that threaten the integrity of our service or network, to investigate fraud or violations of our Terms of Service.


Security

iTalk has invested and deployed a wide variety of technology and security features to make reasonable efforts to ensure the privacy of information on its network. In addition, iTalk has implemented operations guidelines to ensure Customer and Visitor privacy is safeguarded at every level of its organization. iTalk will continue to revise policies and implement additional security features as new technologies become available. However, no system or service can give a 100% guaranty of security, especially a service that relies upon the public Internet. Therefore, you acknowledge the risk that third parties may gain unauthorized access to your information when using our services.


Communications

iTalk will not read, listen to or disclose to any third parties private e-mail, conversations, or other communications that are transmitted using iTalk services except as required to ensure proper operation of services or as otherwise authorized by law. You should be aware that any PII which you voluntarily include and transmit through publicly accessible forums (i.e., such as chat rooms, blogs, instant messages, listservs) may be viewed and used by anyone with access to such forums. iTalk is unable to control such uses of your PII, and by using such services you assume the risk that the PII provided by you may be viewed and used by third parties.


Account Information

Subject to certain security requirements, iTalk will do its best to honor requests from Customers for account information, for example, name, address, company, or billing information. The Customer is responsible for ensuring that the information on file with iTalk is current and accurate.We Reserve right to request for verification . Failure to provide same may result in account suspension , Refunds after Applicable charges plus a minimum charge of $ 3 will be made in that case on request from customer


iTalk Spam Policy

iTalk has zero tolerance for spam. Spam complaints will be dealt with seriously and can result in losing iTalk privileges such as loss of referral credits and even loss of a customer's account.


Third Party Web Sites and Services

Our service may contain links to other web sites and services not maintained by iTalk. In addition, other web sites and services may also reference or link to iTalk. We encourage you to be aware when you leave our service, or surf the Internet, and to read the privacy statements of each and every web site and service that you visit. We do not endorse, screen or approve, and are not responsible for the privacy practices or the content of, such other web sites and services.
iTalk does not assume any liability for third parties that have been provided with information as permitted by this Privacy Policy or who have collected information as permitted by this Privacy Policy (such as advertisers using third party cookies).


Money Refund

iTalk refunds unused credit in account on user request . Kindly note if you are on monthly plan , or purchased a product with monthly rental there are No Refunds. Services are provided as informed on website.


Changes to policy

We reserve the right, at our discretion, to change, modify, add, or remove portions from this policy at any time by posting such changes here. You should review this policy regularly for changes, and can easily see if changes have been made by checking the Effective Date below. However, if at any time in the future we plan to use PII in a way that differs from this policy, we will post such changes here and provide you the opportunity to opt-out of such differing uses. Your continued use following the posting of any changes to this policy means you accept such changes.


Terms of Service

For Customers, this Privacy Policy is subject to the iTalk Terms of Service or other agreements between you and iTalk. If you are a Customer, please refer to the Terms of Service or such other agreements regarding certain rights and limitations with respect to your use of iTalk's services.


Prohibited Use

You may use our service and your device only for lawful, proper and appropriate purposes. You may not use our service or your device in any way that is illegal, improper or inappropriate.
iTalk may monitor the use of our service for violations of this agreement. iTalk may remove or block all communications if iTalk suspects a violation of this agreement, or if iTalk thinks it necessary in order to protect its service, or iTalk, its parent, affiliates, directors, officers, agents, and employees from harm.